- Pulau berbentuk Ikan Pari
Gambar di atas adalah sebuah pulau yang terletak di Denmark yaitu pulau Æbelø atau dalam Bahasa inggrisnya disebut apple-island yang dapat anda jumpai di laut Kattegat, utara lepas pantai Funen (pulau terbesar ketiga di Denmark). Dengan bentuk segitiga dan memiliki “ekor” yang panjang, pulau ini benar-benar terlihat seperti ikan pari. Pulau ini meliputi area seluas 2,09 km². Di antara pulau dan Funen, ada 4 pulau kecil. Æbelø memiliki 2 penduduk di musim panas, di musim dingin tidak berpenghuni. Antara 1938 dan 1943,pemilik pulau itu adalah Kaj Dindler (Wikipedia).
- Pulau Berbentuk Smiley
Pulau Manukan, Mamutik dan Sulug di Malaysia secara anggun berkelompok untuk membentuk sebuah smiley. Pulau ini seakan-akan menyambut pengunjung dengan senyuman yang sangat indah. Pulau Manukan adalah pulau kedua terbesar di Taman Tunku Abdul Rahman, Malaysia dan diakui sebagai taman laut nasional. Ia terletak di bagian Malaysia Timur yaitu di negeri Sabah, pulau ini dapat dikunjungi dengan menggunakan perahu (Wikipedia).
Types Of Insurance You Need To Consider
There are many risks people face in everyday life and that’s what makes them decide to at least carry one type of insurance. However, there eis more than one type when it comes to insurance. Insurance includes policies which bring protection and coverage to the consumer. Two of the most popular insurance are life and health insurance. Most of the people expect to carry one of those types of insurance but some of them also consider it’s too hard to afford since it usually cost high.
There are many kinds of insurance and you may find some of them are unnecessary but they do exist. Types of insurance include home insurance, travel insurance, flood insurance, pet insurance, liability insurance, car insurance, consumer credit insurance, sports insurance, and many more. In fact, there is insurance for parts of the body. However, elaborating all of them will take into hundred pages. So let’s sort it out to 5 of must-have insurance instead.
5 Recommended Type Of Insurance You Need To Consider
Even though people consider this as expensive insurance, it’s recommended because it’s worth it. Life insurance provides financial support for those you leave behind. This insurance is usually carried by the head of a family like a husband but it doesn’t have to be always like that since every individual can carry life insurance. Those who have family tend to choose this insurance to make sure that their family will receive financial support. If you have family who depends on your salary to pay all the bills then this type of insurance can be the best choice to get.
Even industry experts suggest that life insurance is a must-have insurance. This will help your family to cover any expenses so they will be in at least stable finance after your leaving (death). However, it’s important to estimate the amount of the coverage you can afford. Thus, you might as well learn about two basic types of life insurance. They are traditional whole life insurance and term life insurance. Whole life insurance is a policy you need to pay on until you die. Meanwhile, there is a set of time of payment when it comes to term life insurance.
The second most recommended type of insurance is health insurance. As the human being, you can’t avoid health problems whether they are serious or not. It’s highly advisable to choose the right coverage for your health insurance. You need to shop around before choosing one policy that suits your needs and finance. Or at least, you can participate in your employer’s insurance program. This is considered less expensive than carrying private health insurance policy. Most companies today include this program for their employees so you’d better not skip this opportunity since it’s advantageous.
Those who have no issue with their medical condition often ignore the importance of health insurance since it’s too expensive to afford for them anyway. However, you won’t ever know when you or your family get health problems. According to some studies, one serious illness can bring you to bankruptcies. Thus, you will be provided with the right coverage if you choose the right health insurance policies. It doesn’t need to be the expensive one. You can shop around and find the one that is affordable.
The number of death due to traffic accidents keeps increasing over the years. Death and injuries are unavoidable when it comes to traffic accidents. Those cost lots of money. If you are involved in one of the traffic accident, you will be fined in varied range. Or, your license might get suspended. The fines range from $500 to $1,000, depends on your state regulation. Auto insurance is the live saver for your vehicle as well. When you’re involved in the accident and your car is damaged, it will be covered by the insurance so you don’t have to replace it by yourself.
Auto insurance not only covers for car damage in the traffic accident you’re involved in but also for the injuries you or others get. You don’t need to pay for medical expense since auto insurance will cover it for you. In fact, auto insurance policy covers many things involving you and your auto such as vandalism, theft, natural disaster, etc. Thus, considering this type of insurance is a must. But then, you must also try to find several rate quotes and comprehend the coverage policies carefully first before determining the best one.
If you are the type to travel often, having travel insurance is a must. One of those traveling you have been craving for, you must experience troublesome journey. Some reasons such as delay, lost baggage, damaged baggage, or personal effects are enough to make you consider purchasing travel insurance policy to cover those expenses. The price of travel insurance policies is usually based on cost and length of the trip. This type of insurance also covers for accident and medical expenses. There are various types of travel insurance so you need to shop around before choosing the one that will cover your needs.
Long Term Disability Insurance
Lots of people are unaware of the fact that they can be unable to work sometimes due to various reasons whether it’s injury or illness. You may not think that you will be disabled one day. However, Statistics say the opposite fact. They show that three of ten workers end up being disabled even before they reach their retirement. This policy can cover your living expenses when you’re unable to work in long-term period, for example, due to injury. Thus, it’s better to find disability coverage which is affordable for you.